Secure your Retirement with Annuities
Discover how Zimco Financial Group’s annuity solutions can provide guaranteed income and peace of mind for your retirement.
Annuities from Zimco Financial Group LLC provide a
guaranteed income stream, offering financial stability and peace of mind during
retirement. With options for tax-deferred growth and protection against market
volatility, our annuities are designed to help you achieve long-term financial
security.
Annuities 101
At Zimco Financial Group, we specialize in tailoring annuity solutions to meet your unique financial goals, ensuring stability and security for your future, we have partnered up with top carriers to provide you the best plans as per your needs.
- Single Premium Immediate Annuities (SPIA)
- Growth and Income
- Fixed/Indexed Annuities
- Top carriers
- Customizable Payouts
- Inflation Protection
- Principal Protection
- Predictable Growth
- Flexible Payouts
Carrier partnerships
Appointed with 50+ States, 40+ years of experience
Principal Amount Protection
Secure your principal amount with annuities
Fixed Annuity Plans
Predictable Growth
SPIAs provide a predictable income stream, ideal for covering essential expenses in retirement.
SPIAs (Single Premium Immediate Annuities)
Flexible Payouts
Opt for immediate income or defer payments to allow your investment to grow tax-deferred.
Fixed Annuity Plans
How does it work?
Schedule a Complimentary Consultation
Arrange a no-obligation consultation with one of our licensed annuity specialists.
Personalized Annuity Assessment
Our team will analyze your financial profile, including your savings, risk tolerance, and retirement timeline. We’ll present customized annuity tailored to your needs. You’ll receive clear illustrations showing projected income, growth, and any optional riders, like inflation protection or spousal coverage.
Select and Customize Your Annuity
Choose the annuity that best aligns with your goals, with guidance from our experts. We’ll help you decide on payout options (e.g., lifetime or fixed period), select a top-rated insurance carrier, and add any riders for enhanced flexibility.
Fund and Activate Your Annuity
Finalize your annuity purchase by funding it with a lump sum or series of payments, depending on the product. We’ll handle the paperwork and coordinate with the insurance company to activate your plan. Once active, you’ll begin receiving payments (for immediate annuities) or start the accumulation phase (for deferred annuities). Our team remains available for ongoing support and questions.
we’re here to answer all your questions
At Zimco Financial Group, annuities are tailored to secure your financial future, offering a reliable income stream for retirement or long-term stability. By collaborating with top insurance carriers, Zimco’s experienced advisors design personalized annuity plans—whether fixed, variable, or indexed—to match your risk tolerance, income needs, and retirement goals, ensuring peace of mind and financial flexibility.
How soon do SPIA payments start?
Payments typically begin within 30 days to one year after your lump-sum premium is paid, depending on the contract terms.
Can I include my spouse in an annuity?
Yes, joint-life options allow payments to continue for your spouse’s lifetime after your passing. This is a popular choice for couples.
Are annuities safe?
Annuities are backed by the financial strength of the issuing insurance company. We recommend choosing carriers with high ratings from agencies like A.M. Best or Standard & Poor’s
What happens to my money if I die early?
Some annuities offer a cash refund or period-certain option, ensuring beneficiaries receive the remaining principal or payments for a set term